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Personal Financial Management Program (PFMP)
Personal Financial Management Program (PFMP)
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Financial problems are a leading cause of personal stress and family dysfunction in the Navy. Money pressures often affect personal and family stability by creating an environment which is confused and potentially volatile. Financial difficulties can be directly linked to stress-related illnesses, substance abuse, high divorce rates, family violence, and poor job performance. It definitely has an affect on morale, retention, mission readiness, and even national security. Across the Intelligence Community, financial problems have been found to be a prominent factor involved in Personal Security cases where SCI access has been considered for suspension or revocation.


It is estimated that one-half of all military members experience some level of financial difficulty at one or more times in their career. These difficulties stem primarily from a lack of basic consumer skills to deal with today=s increasingly complex and sophisticated marketplace and the mismanagement of available resources. Problems brought on by this lack of basic financial management skills are compounded by the unique financial considerations that accompany our military lifestyle of frequent moves, deployments, and fluctuations in pay.


Service members need financial education to create a stable economic environment in their personal and professional lives to enhance the overall quality of their life and that of their family members. To assist Navy members assigned to the Fort Meade area to become informed consumers and gain those essential financial management skills, the Navy Family Service Center has brought on board the Personal Financial Management Program (PFMP).


PFMP, a quality of life initiative, is a pro-active, long-range, comprehensive means of providing high quality training, information, and counseling to all Navy members.


Training Topics:

  • Checkbook Maintenance
  • Basic Money Management
  • Using Credit Wisely
  • Car Buying Strategies
  • How to Cut Your Cost of Living
  • Budgeting for Baby
  • How to Be a Better Shopper
  • Home Buying Strategies



A variety of printed resource materials are available for your inspection at the FFSC. COUNSELING (U) Financial counseling is available at the FFSC, whether you re currently experiencing some financial difficulties, or you just want to prevent them. Also, basic budgeting services are available. Referrals to community resources are made when appropriate.

Personal Financial Management Coordinator

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